Welcome to Insight Report Ltd (IRL).

At Insight Report we are developing a new credit reference service for people without a credit history. You may be a recent graduate, expatriate or professional from another country, veteran, or just never borrowed.

Here, you can build your profile using checkable information that you do have, such as your qualifications or training, rent payments and utility bills that will enable a potential lender or service provider to make an informed decision about you, and get your credit score.

This will save you time whilst enabling lenders and service providers to make you offers for products and services that you need at a price you can afford.